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Managing a scheme

Guidance and resources to help employers understand their role in running a good quality pension scheme.

Contributions and funding

You need to pay the correct contributions on time to your staff pension scheme. If you don’t, you risk being fined.

DB scheme funding and costs

Includes information on ensuring your DB scheme is appropriately funded, the employer covenant, and comparing costs.

Record-keeping: employer duties

Employers need to make sure they provide accurate and complete records to their pension scheme provider or administrator.

Retirement options for DC members

Your staff may ask you for advice when making important choices about their retirement.

Communicating with your scheme members

How to communicate with your pension scheme members and staff about the pension scheme including their retirement options, investment choices, contributions, costs and charges.

Reporting duties

Employers and trustees have statutory duties to provide certain information to the regulator about their pension scheme.

Work with your pension trustees

If you are the sponsoring employer of a workplace pension scheme, make sure you work closely with the trustees running it.

Reviewing a scheme

You should review any existing pension scheme to ensure that it satisfies the automatic enrolment rules, if you wish to use it for that purpose, or to check that it remains compliant following any change in pension scheme related law.

Closing your scheme

Information for employers on closing a pension scheme to new members or future accruals, and winding up a scheme.

Restructuring plans for employers in financial difficulty

Guidance for employers in financial difficulty on the need to send TPR the same restructuring documents that the creditors receive.

Stakeholder pensions

With the introduction of automatic enrolment duties for employers, you no longer need to provide access to a stakeholder pension scheme for your staff.